Budget Basics Work Sheet
The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
| Income |
| Take-Home Pay/All Family Members |
| Child Support/Alimony |
| Pension/Social Security |
| Disability/Other Insurance |
| Interest/Dividends |
| Other |
| Total Income |
| Expenses |
| Rent/Mortgage |
| Life Insurance |
| Health/Disability Insurance |
| Vehicle Insurance |
| Homeowners or Other Insurance |
| Car Payments |
| Other Loan Payments |
| Savings/Pension Contribution |
| Utilities |
| Credit Card Payments |
| Car Upkeep |
| Clothing |
| Personal Care Products |
| Groceries |
| Food Prepared Outside the Home |
| Medical/Dental/Prescriptions |
| Household Goods |
| Recreation/Entertainment |
| Child Care |
| Education |
| Charitable Donations |
| Miscellaneous |
| Total Expenses= |
| Remaining Income After Expenses= |
Help for BUYERS pg.3
Reprinted from REALTORŪ Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORSŪ Copyright 2005. All rights reserved. www.REALTOR.org/realtormag
